The Best Coverage for Professional Liability in Havertown
It is important for any business to have a comprehensive professional insurance plan that meets its specific needs. There are several coverage options for Office & Professional Insurance such as: Business General Liability Insurance, Professional Liability Insurance aka E&O Insurance, EPLI, Cyber, Directors and Officers, and many more. Depending on your line of work and coverage limits you need, some of these coverage options can be bundled on one package policy or they may need to be purchased as separate a-la carte policies. Our team of local agents in Havertown, PA can talk with you to figure out what options may be best so you can decide what you need and what you don’t need for your Pennsylvania business.
What Should an Office Insurance Policy Include?
An office insurance policy is essential to ensure all your possessions, employees, and clients are protected in the event of an unexpected incident. Some businesses may choose to get a general liability only policy for their office insurance. However, depending on the size of your office business, value of physical assets, and scope of your work, you may want to consider a businessowners policy that includes additional coverages such as- business personal property coverage, business interruption coverage, inland marine equipment coverage, employee dishonesty, employee theft, cyber, and crime coverage.
These additional coverages will provide monetary compensation in the event of a claim to help with expenses related to theft or damage to furniture, fixtures, important documents, records, data storage, equipment (such as computers and phones), outdoor signs and other items that are essential to running the company. At Peterson Insurance, we understand how hard professionals and small business owners work and can help you secure business insurance coverage in PA.
Other Types of Professional Insurance Coverage
Depending on the type of office you run or the professional services you offer, you may benefit from additional business insurance coverage, such as:
- Professional Liability Insurance aka Errors and Omissions (E&O)
- Employment Practices Liability Insurance (EPLI)
- Cyber Liability
- Data Security
- Directors and Officers Insurance (D&O)
- And More
Other coverage options worth considering include a business umbrella insurance policy which provides financial protection for businesses by offering an extra layer of liability coverage on top of your underlying policy limits. It can be used to cover expenses associated with legal fees, judgments, and settlements arising from lawsuits that exceed the limits of your existing policy due to a catastrophic claim.
Use an Independent Agency for Professional Insurance Coverage
As an independent insurance agency located in Havertown, Pennsylvania, we can provide you with unbiased advice and competitive pricing from 30+ A-rated insurance companies to help you make the best choice when it comes to safeguarding yourself, your business, and those around you from potential hazards. We are here to help you secure customized coverage for your office and professional services insurance today!
Call Peterson Insurance for Your FREE Office & Professional Services Insurance Policy Quote Today!
The Peterson Insurance team can help you navigate finding the professional insurance services you need to protect your business. Click to get a free quote for professional services, or call to speak directly with one of our local insurance agents to find affordable business insurance in PA today!
What to Expect from Peterson Insurance
Insurance can be confusing and with all of the online companies these days, a lot of customers feel that they aren’t getting the answers and coverage explanations they deserve. We make sure that we take the time to work with each of our customers on a personal level and help you get the coverage you need at a price you can afford. For us, it’s simply a matter of doing things the right way.
As independent agents, we check options from many carriers, finding you the best price available to meet your needs.
We're a family business, and firmly believe that you should be treated with the same level of care and courtesy.
We do more than just getting you covered: we ensure you understand your options to make the best choice.