Restaurants & Cafes

The Best Coverage for Restaurants & Cafes in Havertown

As a restaurant or café owner, we know how busy you are and how many hats you wear. We are ready to help. We make it easy to get quotes with multiple companies, including Erie, who specializes in restaurant and café insurance. We can provide custom packages that give you all the coverages you need at some of the lowest prices around!

Today’s restaurant environment is more complex than ever and whether you run a small cafe or a national chain, you could be held liable for anything from contaminated or spoiled food to spilled coffee. That’s why you deserve an insurance company with commercial restaurant insurance coverage specifically designed for the risks that you face. We provide insurance for a wide range of Restaurants & Cafés such as: Fine Dining, Casual Dining, Fast Food, Ethnic Cuisine, Delis, Coffee Shops, and more.

We’ll work with you and make sure you have the coverage you need like business personal property (including any equipment and fixtures like serving stations), rented equipment, increased coverage during peak season sales, lost income protection, refrigerated products, employee dishonesty, employment practices liability, and more…

If you own a cafe or restaurant in PA, we want to know—is your investment well protected? At Peterson Insurance, we specialize in providing local businesses with cafe and restaurant insurance customized to their needs and budget.

Custom, Comprehensive Cafe & Restaurant Insurance

Today’s restaurant environment is more complex than ever. Whether you run a small cafe, a national chain, or a specialty shop only the locals know, you could be liable for anything—from contaminated or spoiled food to spilled coffee, slip and falls, or even EPLI claims. In these cases, having a comprehensive insurance policy is the best way to safeguard your investment.
When helping determine your business insurance needs, we’ll work with you and make sure you have the best level of coverage, accounting for:

  • The building and other structures on the property
  • The assets you own or rent, including equipment, furnishings, and inventory
  • Refrigerated products
  • Lost income protection
  • Dishonest employees
  • Your employees, including required workers’ compensation coverage
  • Liability insurance to help cover the cost of claims made against your location

Then, we’ll work to find the most affordable policy available. We also have access to the top carriers for Worker’s Compensation, Commercial Auto, Commercial Umbrella, and EPLI coverages. Many of whom offer competitive multi-policy discounts. Just one quick click or call is all it takes!

Our Independent Insurance Agency Puts You First

Peterson Insurance is a family-owned and operated independent insurance agency serving Havertown, PA, and the surrounding areas. With more than 25 years of independent insurance experience, we’ve helped countless local businesses protect their investments with customized coverage from top-tier policy providers. As an independent agency, we work for you, to find you the very best coverage at the very best prices.

Restaurant Insurance FAQs

How Much Does Restaurant Insurance Cost in Pennsylvania?

The cost of cafe and restaurant insurance can range anywhere from a few hundred to a few thousand dollars, depending on various factors. These factors may include the size and location of your business, the value of equipment, and the types of risks you face. At Peterson Insurance, we aim to help you find a competitive price for the best coverage for your business needs.

What Does Restaurant Insurance Cover?

A customized cafe and restaurant insurance policy covers what you need it to. It can help cover bodily injuries that occur to someone who is visiting your location and suffers an injury. It can also help cover claims made against you, such as if someone becomes sick.
Allow our team to help you build a policy that protects your property, assets, and liability risks. We can also help you increase the amount of protection you have as your business expands.

Contact Us Now for a Free Restaurant Insurance Quote!

Don’t leave your cafe or restaurant investment vulnerable to risk. Request a FREE quote today for restaurant and cafe insurance, or contact us to learn about our other business insurance offerings. We offer Business Umbrella Insurance, Business Property Insurance, Workers’ Compensation Insurance, Commercial Auto Insurance and more. Click or call today to get started!

Business Insurance Quiz

What to Expect from Peterson Insurance


Insurance can be confusing and with all of the online companies these days, a lot of customers feel that they aren’t getting the answers and coverage explanations they deserve. We make sure that we take the time to work with each of our customers on a personal level and help you get the coverage you need at a price you can afford. For us, it’s simply a matter of doing things the right way.


30+ Carriers

As independent agents, we check options from many carriers, finding you the best price available to meet your needs.


Personal Attention

We're a family business, and firmly believe that you should be treated with the same level of care and courtesy.


Useful Education

We do more than just getting you covered: we ensure you understand your options to make the best choice.


What People are Saying About Us

Call, email, text, or chat with us today!

(610) 446-5059

We’d love to work with you to find the best coverage for your needs.