The Best Coverage for Workers Compensation in Havertown
We have a wide-range of ‘A’ rated markets and specialty markets available for Worker’s Comp insurance. We can get you competitive quotes and review your current coverage. We provide prompt, professional service no matter how small or large your account is. We’d love to talk to you about your Worker’s Comp needs.
We often get the question, “Do I need Worker’s Comp insurance and if so, what are my options as the employer?” The short answer to that question is: Currently, in the state of PA, Worker’s compensation insurance is required if you have any employees (part-time or full-time). However, you have the option as the owner to choose to include or exclude yourself. If it is just you as the owner and you do not have any employees than you are not required by the state of PA to purchase Worker’s comp insurance.
Workers’ compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries. By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. For many businesses, workers comp coverage is the largest part of its insurance expense. We’re ready to shop your policy around and review your business accounts, including your Worker’s Comp insurance.
What to Expect from Peterson Insurance
Insurance can be confusing and with all of the online companies these days, a lot of customers feel that they aren’t getting the answers and coverage explanations they deserve. We make sure that we take the time to work with each of our customers on a personal level and help you get the coverage you need at a price you can afford. For us, it’s simply a matter of doing things the right way.
Guaranteed Best Prices
As independent agents, we check options from many carriers, finding you the best price available to meet your needs.
We're a family business, and firmly believe that you should be treated with the same level of care and courtesy.
We do more than just getting you covered: we ensure you understand your options to make the best choice.