Workers Compensation Insurance Policy

The Best Coverage for Workers Compensation Insurance Policy in Havertown

A workers compensation insurance policy protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.

Wondering where to get workers compensation insurance for your Pennsylvania-based business? Peterson Insurance delivers the workers compensation insurance local Pennsylvania business owners trust to protect their assets at prices they can afford!

Peterson Insurance: The Pennsylvania Workers Compensation Insurance Experts Trusted By Locals for 25+ Years

As Delaware County’s local independent business insurance agency for over twenty years, Peterson Insurance helps business owners protect their investments with workers compensation insurance policies and other business insurance policies designed to fit their needs and budget. We’ve seen it all and know what it takes to protect every aspect of your business, so that you can continue to operate with confidence knowing your assets are protected.

What Makes Peterson Insurance Different?

As a local independent insurance agency, we are able to offer quotes from multiple insurance providers that best meet your needs, including today’s most competitive A+ rated providers, like Erie Insurance and 30+ other top-rated insurance companies, to find you and your business the most affordable workers compensation insurance policy.

We take the time to walk you through your policy options to ensure you make the best choice. Then, we handle all of the paperwork so that you can get back to running your business.

Pennsylvania Workers Compensation Insurance FAQ

Is workers compensation insurance required in Pennsylvania?

By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. Currently, in the state of PA, Worker’s compensation insurance is required if you have any employees (full-time, part-time, or seasonal).

As the business owner, you can include or exclude yourself in that workers compensation insurance policy. If it is only you as the owner, and you do not have any employees, then you are not required by the state of Pennsylvania to purchase workers compensation insurance. For more specific information regarding your workers compensation policy needs, please contact our office and we would be happy to discuss these state requirements and options further.

How much is workers compensation insurance in PA?

On average, workers compensation insurance in Pennsylvania costs $1.26 per $100 in covered payroll. However, costs are determined by many factors including your business’ class codes (different type of work that you or your employees do), experience rating (length of time your business has been operating and has had worker’s comp insurance in the state of PA), and claims history. For many businesses, workers compensation coverage is the largest part of their insurance expense. Contact us today for an accurate workers compensation policy quote based on your unique business details.

Get Your FREE Workers Compensation Insurance Quote Today!

No matter what your PA business insurance needs may be, Peterson Insurance has today’s best policies, service, and know-how to ensure you’ve got nothing but the best protection in your corner for all of life’s surprises.

Contact Peterson Insurance today to get your FREE business insurance quote or to learn more about the workers compensation, commercial auto, general liability, and other business, home, auto, or life insurance offerings available.

Business Insurance Quiz

What to Expect from Peterson Insurance


Insurance can be confusing and with all of the online companies these days, a lot of customers feel that they aren’t getting the answers and coverage explanations they deserve. We make sure that we take the time to work with each of our customers on a personal level and help you get the coverage you need at a price you can afford. For us, it’s simply a matter of doing things the right way.


30+ Carriers

As independent agents, we check options from many carriers, finding you the best price available to meet your needs.


Personal Attention

We're a family business, and firmly believe that you should be treated with the same level of care and courtesy.


Useful Education

We do more than just getting you covered: we ensure you understand your options to make the best choice.


What People are Saying About Us

Call, email, text, or chat with us today!

(610) 446-5059

We’d love to work with you to find the best coverage for your needs.