It is crucial to name a beneficiary on your life insurance policy. Otherwise, when you die, the policy becomes part of your estate and subject to probate. However, you may change your mind about who you want your beneficiary to […]
How Do I Change My Life Insurance Beneficiary? Read More »
If you are purchasing a life insurance policy, one of the decisions you will need to make is whether to add a waiver of premium rider. A waiver of premium may be a valuable addition to your policy, depending on
Understanding Waivers Of Premium Read More »
If you have a small business, you may wonder if your operations are large enough to warrant purchasing cyber liability insurance. In fact, a large percentage of small businesses are victims of cyber attacks or data breaches every year. Cyber
Is My Business Big Enough For Cyber Liability Insurance? Read More »
ARTICLE ORIGINALLY POSTED OCTOBER 16, 2019 ON WWW.INSURANCENEIGHBOR.COM – UPDATED FEBRUARY 2024 What Is the Cost of Rebuilding? When planning home renovations, it’s crucial to consider not just the immediate impact on your lifestyle but also the long-term implications, especially in terms of
Do I Need More Homeowners Coverage After Renovating? Read More »
UPDATED FEBRUARY 2024 What is guaranteed replacement cost? Guaranteed replacement cost is sometimes called HO-5, which is different from the standard comprehensive insurance policy that is typically known as HO-3. Let’s take a closer look at these. Remember, you can
What Is Guaranteed Replacement Cost? Read More »
UPDATED FEBRUARY 2024 What You Need When Renting a Whole House Full-Time One of the factors to consider when renting out your home is how much and what type of coverage you need, based specifically on how you plan to
What Kind of Insurance Do I Need If I Rent Out My Home? Read More »
According to firefighters, every second counts during a fire. In fact, house fires can double in size every minute that goes by. About half of home fire deaths happen between 11 p.m. and 7 a.m. when most people are sleeping.
Here’s Why You Should Always Sleep With The Door Closed Read More »
Buying a new car requires a substantial investment today—one you will want to protect. According to the Kelly Blue Book, new car prices are currently averaging: $20,000 for a small car $25,000 for a midsize car $26,000 for a small
How To Keep Your New Car’s Value As Long As Possible Read More »
Life is always changing – which is why it’s important to review your insurance needs and make sure your coverage is keeping up with your life. Whether you’re entering adulthood or nearing retirement, you may have a need for life
Term Vs. Whole Life Insurance: Which Do You Need? Read More »
Financial planning is not always cut and dried. Changes are likely to occur in a person’s life, and financial needs and goals shift along with them. Life insurance is part of the financial picture for a good portion of our
How Many Life Insurance Policies Do I Need? Read More »
